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Canadians Using Real Estate For Personal Loans Accelerates For A 5th Month

Canadians took a break from borrowing home equity, but are back in full force.

Office of the Superintendent of Financial Institutions (OSFI) filings show home equity borrowing reached a new record high in November.

Canada considers applying mortgage stress test rules to private lenders, sources say

Canada is considering subjecting private lenders to the same mortgage stress test rules faced by banks to prevent housing markets from being destabilized by the lenders’ rapid growth, three sources with direct knowledge of the matter said.

Ontario may allow disclosure of prices in real estate bidding wars

Ontario home buyers may soon be able to find out the prices and conditions of other offers in bidding wars.

The government launched a consultation Thursday looking at the Real Estate and Business Brokers Act, and that’s one rule they’re looking at changing.

editor’s picks

Closing costs for buyers and sellers

You’ve found the perfect Ottawa home! It’s in the perfect neighbourhood, on the perfect street with the perfect neighbour and the perfect backyard. You’ve cannily negotiated the perfect price, one that leaves you with just enough money to cover the cost of your move and maybe pay for a new set of patio furniture.

Lighting Tips To Help Sell Your Home

When it comes to selling your home, staging can make all the difference. But while we carefully consider things like furniture, décor, paint colours and even scent, there’s another important feature that can help brighten up a sale — light.

What did the Ottawa real estate next door sell for?

When it comes to selling your home, staging can make all the difference. But while we carefully consider things like furniture, décor, paint colours and even scent, there’s another important feature that can help brighten up a sale — light.

highlighted pro's

Highlighted Pro HOME template

Highlighted Pro HOME template

  Want to stand out on Find A Contractor Ottawa? Well this the a perfect way to get noticed and let the community know more about what services you offer. Here you can let people know about your experience and why they want to hire you or your company.  Below you...

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Highlighted Pro HOME template

Highlighted Pro HOME template

  Want to stand out on Find A Contractor Ottawa? Well this the a perfect way to get noticed and let the community know more about what services you offer. Here you can let people know about your experience and why they want to hire you or your company.  Below you...

read more
Highlighted Pro HOME template

Highlighted Pro HOME template

  Want to stand out on Find A Contractor Ottawa? Well this the a perfect way to get noticed and let the community know more about what services you offer. Here you can let people know about your experience and why they want to hire you or your company.  Below you...

read more

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advice & tips

real estate

HOW MURPHY’S LAW AFFECTS HOME SELLERS

Find Contractors and Connected Services to help you get things done!Checkout who has been hightlighted!  How Murphy’s Law effects Home Sellers Murphy’s Law...

Price Right, Sell Fast

Find Contractors and Connected Services to help you get things done!Checkout who has been hightlighted!  Price Right and Sell Fast You’ve made the decision to...

How to Win a Bidding War

Find Contractors and Connected Services to help you get things done!Checkout who has been hightlighted!  Are you searching for a home and keeping losing out...

finance

Should You Co-Sign Your Mortgage?

Total household debt exceeded $2 trillion, with 65% of that amount locked up in mortgage loans. With the price of property in cities like Toronto skyrocketing, it has creating a worrying situation for policymakers.

Consumer Alert: What you need to know when getting help to pay off debt or repair your credit

The Financial Consumer Agency of Canada is warning consumers to be cautious when looking for a company to help them pay off their debt or repair their credit.

Canadian Business Financing: Grants and Loans for Young Entrepreneurs in Canada

Accessing capital can be a frustrating process for young entrepreneurs.

Banks are low risk lenders, and quite often young entrepreneurs are not able to meet the qualifying criteria for traditional loans.

As a result, governments and organizations in many provinces offer secured loans, or possibly even grants, to qualifying young entrepreneurs.

legal

Construction Site Fatality Results in $90,000 Fine for Construction Company

Description of Offence: A person (not a worker) entered a building and fell down an elevator shaft, later sucuumbing to injuries. No signs were posted on the site warning of danger or that entry was forbidden, as required by law.

The Impact of Bill 132: Understanding and Applying Ontario’s Recent Sexual Harassment and Violence Legislation

In recent years, a number of high-profile cases involving sexual violence and sexual harassment have grabbed the headlines and the public’s attention in Canada.

Employment Law: Wrongful Dismissal & Termination Without Cause

The most common type of issue faced by employment lawyers is a situation in which an employee has been terminated wants to know what his or her rights are. In order to determine this, an important distinction must be made between wrongful dismissal and termination without cause.

advice & tips

Entrepreneurs seek to help flood victims in need of home renovations

A couple is providing flood victims with contractors and materials to help rebuild homes
Business owners Tina Arvanitis and her partner Brian Horvath, are looking for uninsured flood victims to help by providing them with building materials and contractors to help renovate their homes.

Exquisite Floors

HIGHLIGHTED PRO Tired of dealing with the "typical contractor"? Bad Attitudes, Terrible work ethic, No shows, Price hikers and poor quality work. Contractors...

Ottawa Power Roofing Inc

HIGHLIGHTED PRO At Ottawa Power Roofing Inc. we specialize in both residential and commercial roofing. We are a local family-owned and operated business that...

declutter

HELPFUL HINTS ON CLEANING AND MAINTAINING YOUR WASHER AND DRYER

Laundry machines have changed drastically over the years but one fact that still remains is that you need to ensure you clean your machines to ensure they are always at their best. Whether you have top-loading or front-loading laundry, here are a few helpful hints that are recommended to be done at least once a month.

How to clean a refrigerator

During the moving season, many people find themselves facing an essential task: cleaning the refrigerator. Whether you own a new or used refrigerator, this important cleaning should not be taken lightly!

contractor

Things You need to know to Pass Your Home Inspection!

Have A Home Inspection And Eliminate Nasty Surprises!
Just when you think it’s safe to go back in the water, some shark opens its cavernous mouth and gobbles up a meaty chunk of profit.

9 Home Renovation Projects You Should Do in the Fall

Have you been itching to improve your deck space or paint your home’s exterior, but couldn’t fathom trying to do it in the summer when the humidity was in full swing and the thermostat stuck on sweltering?

Should I paint before selling my house?

Yep, probably…sorry to tell you that. Most homeowners that I speak to do NOT like painting. Guess what? Neither do the people that are considering buying your house.

stage/decorate

Lighting Tips To Help Sell Your Home

When it comes to selling your home, staging can make all the difference. But while we carefully consider things like furniture, décor, paint colours and even scent, there’s another important feature that can help brighten up a sale — light.

I have decided to stage my house. Now what?

Staging works!

• Buyers are looking for move-in-ready homes NOT projects and to do lists. Staging shows buyers exactly what the benefits are of a property. It shows that the property has been well maintained and this something that all buyers are looking for.

How Do I Keep My House Staged?

You are going to want to do some research to make sure that you are working with a qualified stager, someone professionally trained in the area of staging. Remember, staging isn’t just decorating and de-cluttering

clean/move

Things You need to know to Pass Your Home Inspection!

Have A Home Inspection And Eliminate Nasty Surprises!
Just when you think it’s safe to go back in the water, some shark opens its cavernous mouth and gobbles up a meaty chunk of profit.

The Fantastic Four: 4 Essential Home Staging Activities

There’s something fresh and energetic about this time of year. After another long, cold winter, spring season has finally settled in. Perhaps, like many other Canadian homeowners, you are ready to get your house prepared for a sale.

Ottawa Public Health: Bed Bugs

Bed bugs are small, brownish insects about the size of an apple seed.

They typically come out at night to bite. Anyone anywhere can get bed bugs.

Bed bugs can be brought into a home on used furniture and used clothing.

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Topics

Accessibility, Ramps, Lifts

Accessible homes and business should never be a nice to have it's a must. Accessibility and ease of mobility in the home or workplace can vastly improve everyday quality of life. There are many options, products and experts that can install ramps, install lifts, redesign a space and so on. Ask questions here and start removing those barriers and build a better space.

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Kitchen

Kitchen renovations can add such tremendous value to your home and let's face it we spend some part of every single day there. Maximize space, add style , have a more functional space add beauty. Sometimes you just want a little advice and other times you don't want he headache and just let the pros get you where you want to go. Sometimes we start out and get in over our heads or run out of steam, either way post your questions here and let some local experts help you out.

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Lawn, Garden and Landscaping

Some of you our there gave a real green thumb and then there's the rest of us. Fighting weeds, planting, putting in or pulling out trees and shrubs, cutting limbs (the plant kind) can be at the least a challenge, not to mention back breaking! Post your questions here see what sprouts.

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Lighting

Lighting can change the feel of a living space dramatically. It's not always as simple as it seems at the outset and sometimes D I Y can live you in the D A R K! Here you can post questions to local experts who can shed some light on on how and where to go next. This topic is full of bright ideas inside and out.

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Painting Interior and Exterior

One of the simplest ways to make a subtle or dramatic change to a space is with a fresh coat of paint. Sometimes though things seems so simple and before we know it we have painted ourselves in a corner. Walking into a local hardware store will show you pretty quick that there are a lot of choices, products, tools, supplies and lot's of ways to do things the right way and the wrong way. Posting here to local Ottawa experts is a great way to find the best options for you and your home or business.

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Paving

Driveway repairs, new driveways, repairs paving stones, resurfacing all can change the look that leads to your front door. Ottawa is filled with local pros that can help you get answers and set you on the right path.

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Pest Control

Some of us have furry little friends that are supposed to live with us while others move in unexpectedly. Pests can move into attics, walls or hide in plain sight. Creepy crawlies can literally take over and eat away at your home. Some solutions allow you to take some things into your own hands but often you need a pro to get pests under control. Ask a local pest control pro for help and ditch the stress.

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Plumbing

Problem with your plumbing? No not that, there are a bunch of things that can go wrong with plumbing and unchecked could lead to serious damage and big expenses down the road. Nip it in the bud! Post your questions here to find help about repairs, emergencies, general maintenance or complete overhauls. Your community is here to help!

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Plastering

Having a plaster disaster or trying to avoid one in the first place? Talk to people in Ottawa who have experience dealing with plastering work, repairs, maintenance and so on.

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Roofing

A good roof over your head is something we often take for granted. Keeping the house warm and dry seems obvious but often things are happening over time we don't even realize, resulting in big expenses if left unchecked. Post your roofing questions here for the Ottawa community to help you with repair issues, maintenance, emergencies, a new roof , venting and more.

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Solar and Wind Power

Wouldn't we all love to live off the grid? Ditch those crazy utility bills that you spend so much of your energy paying for. If you want to decrease your carbon footprint start by asking people in Ottawa who have experience with making their own energy. Discuss equipment, terminology, share resources, avoid common pitfalls, discuss rules and regs or find qualified installers and consultants.

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Stairs

Stairs and steps can get a lot of traffic in your home and projects to renew or repair them can be filled with ups and downs. They can also transform a home and renewed can add beauty and value. Post your questions to have your local community help you step by step.

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Sunrooms and Home Additions

Extra space, a little getaway, a tranquil reading space, there are all kinds of options and variations to that little extra to your home. Whether you want to look into building one or having some improvements or repairs done post your questions here and let the Ottawa community help you solve it.

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Swimming Pool and Spa

Pool and spa owners have a love hate relationship with their oasis and sometimes it's just a matter of chemistry. Ask local Ottawa professionals for some help be it big or small they will help you spend more time enjoying the oasis you intended it to be.

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Waste, Sewage, Sanitation

This can be a messy and smelly topic and a nasty problem to face. Thankfully you don't necessarily have to deal with it on your own.The Ottawa area has many experts who can help you with removal, cleanup and repairs so post your questions and someone will help you deal with the nasty.

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Home Theater AV and Gaming

Home tech is getting more advanced and complicated everyday. Movie theaters are getting so expensive for families not to mention the price of snacks! Time to bring that theater experience home, stay in stay comfy and eat the all the snacks YOU want! Find a pro and ask the questions to get you started and let movie and gaming adventures begin.

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Heating and Air Conditioning

Ottawa homes and homeowners are subjected to some wildest variations of hot and humid to seriously deep bitter frigid cold temperatures. As homeowners we are faced with maintenance, breakdowns, upgrades, repairs and needing new installations. This is a great area to have your needs met by Ottawa's HVAC specialists.

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Architecture

Looking to find an architect? How do you choose one? Where do you start? Ask an expert!

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Bathroom

Ask questions to contractors, share tips, mistakes you learned the hard way or just want to know where to begin on a bathroom reno or repair.

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Brickwork and Masonry

Hitting the bricks? Ask a contractor for help, find tips, share ideas about brickwork and masonry.

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Building a Home

This topic is for those who are looking into new home builds or are in the process and have more generic questions about the process, suppliers, materials or looking for a contractor. If you have a specific question about roofing, foundations or anything in between post in those specific categories.

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Cleaning

It's the one thing we all have to do but sometimes we don't have the time or the job is too big and you just need a big ugly mess go away. You have your blood sweat and tears to a big reno or home job and no energy left to tackle a big mess. So whether you are looking for help on residential cleaning, need temporary help or you have an industrial strength mess post your questions here. Unless it's hazardous material if that's the case head over to the hazardous material topic.

This topic for now covers all kinds of cleaners and cleaning solutions.

 

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Concrete

Want to ask a concrete question and get a concrete answer then post it here.

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Decks and Gazebos

Whether you are starting from scratch or you want to extend or repair a deck or gazebo post your questions to local Ottawa contractors here.

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Demolition and Removal

Before you start tearing things apart, breaking down walls that may present safety issues ask a local contractor for advice. In this topic you can also post questions about removal of materials. If you have questions about hazardous wast removal or related questions post them in the Hazardous materials topic.

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Drywall

Building a wall seems all the rage these days but sometimes at home it can simply help to divide up a space. Maybe you have a wall that has had more than a few bad days and needs some tlc. Post here and get the help you need from local experts.

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Electrical

Electrical work is one of the most important things in your home to be done well and safe. Post your questions for local Ottawa contractors here and find the help you need.

Electrical work is serious stuff so find a local professional because ...damn! You don't want to get this one wrong.

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Fences, Barriers and Screens

Whether you are looking for a whole new fence , barrier or screen post your questions and get help from your Ottawa contractor or handy person.

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Fire, Smoke, Water Damage

These are some of the hardest things to clean up and deal with and the Ottawa area has many trained experts standing by with their years of experience to answer your questions, and help you with your cleanup and restoration. These kinds of accidents can lead to mold and different toxins that you don't want to make contact with or breath so let the pro's help you.

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Flooring

So many types, ceramic, laminate, vinyl, tile, or carpeting there are so many things to consider to get things done well and looking amazing. Post your questions big or small and find the answers you are looking for.

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Foundations

A solid foundation for a structure is probably the single most important aspect of it's longevity and stability. Post questions here about foundation repair, maintenance extensions, new foundations, sealing and more.

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Hazardous Materials

Want to ask a question about what to do with hazardous waste, removal, storage or cleanup post it here.

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