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Canadians Using Real Estate For Personal Loans Accelerates For A 5th Month

Canadians took a break from borrowing home equity, but are back in full force.

Office of the Superintendent of Financial Institutions (OSFI) filings show home equity borrowing reached a new record high in November.

Canada considers applying mortgage stress test rules to private lenders, sources say

Canada is considering subjecting private lenders to the same mortgage stress test rules faced by banks to prevent housing markets from being destabilized by the lenders’ rapid growth, three sources with direct knowledge of the matter said.

Ontario may allow disclosure of prices in real estate bidding wars

Ontario home buyers may soon be able to find out the prices and conditions of other offers in bidding wars.

The government launched a consultation Thursday looking at the Real Estate and Business Brokers Act, and that’s one rule they’re looking at changing.

editor’s picks

Closing costs for buyers and sellers

You’ve found the perfect Ottawa home! It’s in the perfect neighbourhood, on the perfect street with the perfect neighbour and the perfect backyard. You’ve cannily negotiated the perfect price, one that leaves you with just enough money to cover the cost of your move and maybe pay for a new set of patio furniture.

Lighting Tips To Help Sell Your Home

When it comes to selling your home, staging can make all the difference. But while we carefully consider things like furniture, décor, paint colours and even scent, there’s another important feature that can help brighten up a sale — light.

What did the Ottawa real estate next door sell for?

When it comes to selling your home, staging can make all the difference. But while we carefully consider things like furniture, décor, paint colours and even scent, there’s another important feature that can help brighten up a sale — light.

highlighted pro's

Highlighted Pro HOME template

Highlighted Pro HOME template

  Want to stand out on Find A Contractor Ottawa? Well this the a perfect way to get noticed and let the community know more about what services you offer. Here you can let people know about your experience and why they want to hire you or your company.  Below you...

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Highlighted Pro HOME template

Highlighted Pro HOME template

  Want to stand out on Find A Contractor Ottawa? Well this the a perfect way to get noticed and let the community know more about what services you offer. Here you can let people know about your experience and why they want to hire you or your company.  Below you...

read more
Highlighted Pro HOME template

Highlighted Pro HOME template

  Want to stand out on Find A Contractor Ottawa? Well this the a perfect way to get noticed and let the community know more about what services you offer. Here you can let people know about your experience and why they want to hire you or your company.  Below you...

read more

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advice & tips

real estate

HOW MURPHY’S LAW AFFECTS HOME SELLERS

Find Contractors and Connected Services to help you get things done!Checkout who has been hightlighted!  How Murphy’s Law effects Home Sellers Murphy’s Law...

Price Right, Sell Fast

Find Contractors and Connected Services to help you get things done!Checkout who has been hightlighted!  Price Right and Sell Fast You’ve made the decision to...

How to Win a Bidding War

Find Contractors and Connected Services to help you get things done!Checkout who has been hightlighted!  Are you searching for a home and keeping losing out...

finance

Should You Co-Sign Your Mortgage?

Total household debt exceeded $2 trillion, with 65% of that amount locked up in mortgage loans. With the price of property in cities like Toronto skyrocketing, it has creating a worrying situation for policymakers.

Consumer Alert: What you need to know when getting help to pay off debt or repair your credit

The Financial Consumer Agency of Canada is warning consumers to be cautious when looking for a company to help them pay off their debt or repair their credit.

Canadian Business Financing: Grants and Loans for Young Entrepreneurs in Canada

Accessing capital can be a frustrating process for young entrepreneurs.

Banks are low risk lenders, and quite often young entrepreneurs are not able to meet the qualifying criteria for traditional loans.

As a result, governments and organizations in many provinces offer secured loans, or possibly even grants, to qualifying young entrepreneurs.

legal

Construction Site Fatality Results in $90,000 Fine for Construction Company

Description of Offence: A person (not a worker) entered a building and fell down an elevator shaft, later sucuumbing to injuries. No signs were posted on the site warning of danger or that entry was forbidden, as required by law.

The Impact of Bill 132: Understanding and Applying Ontario’s Recent Sexual Harassment and Violence Legislation

In recent years, a number of high-profile cases involving sexual violence and sexual harassment have grabbed the headlines and the public’s attention in Canada.

Employment Law: Wrongful Dismissal & Termination Without Cause

The most common type of issue faced by employment lawyers is a situation in which an employee has been terminated wants to know what his or her rights are. In order to determine this, an important distinction must be made between wrongful dismissal and termination without cause.

advice & tips

Entrepreneurs seek to help flood victims in need of home renovations

A couple is providing flood victims with contractors and materials to help rebuild homes
Business owners Tina Arvanitis and her partner Brian Horvath, are looking for uninsured flood victims to help by providing them with building materials and contractors to help renovate their homes.

Exquisite Floors

HIGHLIGHTED PRO Tired of dealing with the "typical contractor"? Bad Attitudes, Terrible work ethic, No shows, Price hikers and poor quality work. Contractors...

Ottawa Power Roofing Inc

HIGHLIGHTED PRO At Ottawa Power Roofing Inc. we specialize in both residential and commercial roofing. We are a local family-owned and operated business that...

declutter

HELPFUL HINTS ON CLEANING AND MAINTAINING YOUR WASHER AND DRYER

Laundry machines have changed drastically over the years but one fact that still remains is that you need to ensure you clean your machines to ensure they are always at their best. Whether you have top-loading or front-loading laundry, here are a few helpful hints that are recommended to be done at least once a month.

How to clean a refrigerator

During the moving season, many people find themselves facing an essential task: cleaning the refrigerator. Whether you own a new or used refrigerator, this important cleaning should not be taken lightly!

contractor

Things You need to know to Pass Your Home Inspection!

Have A Home Inspection And Eliminate Nasty Surprises!
Just when you think it’s safe to go back in the water, some shark opens its cavernous mouth and gobbles up a meaty chunk of profit.

9 Home Renovation Projects You Should Do in the Fall

Have you been itching to improve your deck space or paint your home’s exterior, but couldn’t fathom trying to do it in the summer when the humidity was in full swing and the thermostat stuck on sweltering?

Should I paint before selling my house?

Yep, probably…sorry to tell you that. Most homeowners that I speak to do NOT like painting. Guess what? Neither do the people that are considering buying your house.

stage/decorate

Lighting Tips To Help Sell Your Home

When it comes to selling your home, staging can make all the difference. But while we carefully consider things like furniture, décor, paint colours and even scent, there’s another important feature that can help brighten up a sale — light.

I have decided to stage my house. Now what?

Staging works!

• Buyers are looking for move-in-ready homes NOT projects and to do lists. Staging shows buyers exactly what the benefits are of a property. It shows that the property has been well maintained and this something that all buyers are looking for.

How Do I Keep My House Staged?

You are going to want to do some research to make sure that you are working with a qualified stager, someone professionally trained in the area of staging. Remember, staging isn’t just decorating and de-cluttering

clean/move

Things You need to know to Pass Your Home Inspection!

Have A Home Inspection And Eliminate Nasty Surprises!
Just when you think it’s safe to go back in the water, some shark opens its cavernous mouth and gobbles up a meaty chunk of profit.

The Fantastic Four: 4 Essential Home Staging Activities

There’s something fresh and energetic about this time of year. After another long, cold winter, spring season has finally settled in. Perhaps, like many other Canadian homeowners, you are ready to get your house prepared for a sale.

Ottawa Public Health: Bed Bugs

Bed bugs are small, brownish insects about the size of an apple seed.

They typically come out at night to bite. Anyone anywhere can get bed bugs.

Bed bugs can be brought into a home on used furniture and used clothing.

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