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The impact of legal cannabis on home and auto insurance

While October 17th is out of the way and legal cannabis is finally here, there are still plenty of questions leaving Canadians concerned. While you may understand the rules on legal limits and where do buy it, have you put any thought into how it may affect your insurance rates?

editor’s picks

How long does a speeding ticket impact insurance?

Seeing people driving over the speed limit is nothing surprising to any seasoned driver on the highway. Whether you do it yourself or witness others speeding regularly, it’s one of the most common driving infractions on the road.

Trip Cancellation Insurance Not a Priority for Two-Thirds of Canadian Travellers

65 per cent of Canadians don’t buy – or are unsure if they have – trip cancellation insurance before leaving on holiday
From flights to hotels, rental cars and pre-paid excursions, going on vacation is expensive.

In fact, Kanetix.ca estimates that the typical vacation costs about $2,938 per person.

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Highlighted Pro HOME template

Highlighted Pro HOME template

  Want to stand out on Find A Contractor Ottawa? Well this the a perfect way to get noticed and let the community know more about what services you offer. Here you can let people know about your experience and why they want to hire you or your company.  Below you...

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Highlighted Pro HOME template

Highlighted Pro HOME template

  Want to stand out on Find A Contractor Ottawa? Well this the a perfect way to get noticed and let the community know more about what services you offer. Here you can let people know about your experience and why they want to hire you or your company.  Below you...

read more
Highlighted Pro HOME template

Highlighted Pro HOME template

  Want to stand out on Find A Contractor Ottawa? Well this the a perfect way to get noticed and let the community know more about what services you offer. Here you can let people know about your experience and why they want to hire you or your company.  Below you...

read more

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tips & advice

Is it okay to go around my insurance after an accident?

So, you’ve found yourself in a collision, and amidst the stress of any damage to either you and other passengers or your car, you also have the worry of how your insurer is going to respond.

Can I transfer my existing insurance coverage to my new vehicle?

You just bought a shiny new motor and you can’t wait to take it for a spin; but make sure to check in with your insurer before you do.

Auto insurance is mandatory in Ontario, and if you are found to be driving without adequate coverage you could be penalised.

personal

Does having children affect your home insurance?

A baby is an an exciting but expensive addition to the family. All the way from diapers to college fees, parents are prepared for the additional cost that comes with welcoming a bundle of joy.

But one thing you might not anticipate to increase in cost is your home insurance. Surprisingly, there are a few ways your home insurance can creep up once that little bundle of joy arrives in the home.

4 common property insurance mistakes to avoid

Comprehending your property insurance coverage is an essential aspect of responsible property ownership.

Knowing which mistakes to avoid when it comes to property insurance will both save you money and properly protect your home.

business

How to insure a commercial vehicle

One common question from small business owners is usually how to insure the vehicle they use on the job. Your work vehicle can get you to and from meetings, to the office, and out for deliveries, making it an important asset that deserves adequate consideration and insurance.

vehicle

What you risk lying to try and get cheaper auto insurance

If you’ve ever thought of lying to your insurer to get a cheaper auto insurance rate here’s a piece of advice ‑ don’t.

An Alberta man recently admitted to a Canadian media outlet that he changed his gender identity to female on his application and driver’s licence in order to get cheaper auto insurance.

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Accessibility, Ramps, Lifts

Accessible homes and business should never be a nice to have it's a must. Accessibility and ease of mobility in the home or workplace can vastly improve everyday quality of life. There are many options, products and experts that can install ramps, install lifts, redesign a space and so on. Ask questions here and start removing those barriers and build a better space.

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Inspection

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Kitchen

Kitchen renovations can add such tremendous value to your home and let's face it we spend some part of every single day there. Maximize space, add style , have a more functional space add beauty. Sometimes you just want a little advice and other times you don't want he headache and just let the pros get you where you want to go. Sometimes we start out and get in over our heads or run out of steam, either way post your questions here and let some local experts help you out.

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Lawn, Garden and Landscaping

Some of you our there gave a real green thumb and then there's the rest of us. Fighting weeds, planting, putting in or pulling out trees and shrubs, cutting limbs (the plant kind) can be at the least a challenge, not to mention back breaking! Post your questions here see what sprouts.

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Lighting

Lighting can change the feel of a living space dramatically. It's not always as simple as it seems at the outset and sometimes D I Y can live you in the D A R K! Here you can post questions to local experts who can shed some light on on how and where to go next. This topic is full of bright ideas inside and out.

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Painting Interior and Exterior

One of the simplest ways to make a subtle or dramatic change to a space is with a fresh coat of paint. Sometimes though things seems so simple and before we know it we have painted ourselves in a corner. Walking into a local hardware store will show you pretty quick that there are a lot of choices, products, tools, supplies and lot's of ways to do things the right way and the wrong way. Posting here to local Ottawa experts is a great way to find the best options for you and your home or business.

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Paving

Driveway repairs, new driveways, repairs paving stones, resurfacing all can change the look that leads to your front door. Ottawa is filled with local pros that can help you get answers and set you on the right path.

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Pest Control

Some of us have furry little friends that are supposed to live with us while others move in unexpectedly. Pests can move into attics, walls or hide in plain sight. Creepy crawlies can literally take over and eat away at your home. Some solutions allow you to take some things into your own hands but often you need a pro to get pests under control. Ask a local pest control pro for help and ditch the stress.

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Plumbing

Problem with your plumbing? No not that, there are a bunch of things that can go wrong with plumbing and unchecked could lead to serious damage and big expenses down the road. Nip it in the bud! Post your questions here to find help about repairs, emergencies, general maintenance or complete overhauls. Your community is here to help!

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Plastering

Having a plaster disaster or trying to avoid one in the first place? Talk to people in Ottawa who have experience dealing with plastering work, repairs, maintenance and so on.

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Roofing

A good roof over your head is something we often take for granted. Keeping the house warm and dry seems obvious but often things are happening over time we don't even realize, resulting in big expenses if left unchecked. Post your roofing questions here for the Ottawa community to help you with repair issues, maintenance, emergencies, a new roof , venting and more.

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Solar and Wind Power

Wouldn't we all love to live off the grid? Ditch those crazy utility bills that you spend so much of your energy paying for. If you want to decrease your carbon footprint start by asking people in Ottawa who have experience with making their own energy. Discuss equipment, terminology, share resources, avoid common pitfalls, discuss rules and regs or find qualified installers and consultants.

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Stairs

Stairs and steps can get a lot of traffic in your home and projects to renew or repair them can be filled with ups and downs. They can also transform a home and renewed can add beauty and value. Post your questions to have your local community help you step by step.

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Sunrooms and Home Additions

Extra space, a little getaway, a tranquil reading space, there are all kinds of options and variations to that little extra to your home. Whether you want to look into building one or having some improvements or repairs done post your questions here and let the Ottawa community help you solve it.

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Swimming Pool and Spa

Pool and spa owners have a love hate relationship with their oasis and sometimes it's just a matter of chemistry. Ask local Ottawa professionals for some help be it big or small they will help you spend more time enjoying the oasis you intended it to be.

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Waste, Sewage, Sanitation

This can be a messy and smelly topic and a nasty problem to face. Thankfully you don't necessarily have to deal with it on your own.The Ottawa area has many experts who can help you with removal, cleanup and repairs so post your questions and someone will help you deal with the nasty.

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Home Theater AV and Gaming

Home tech is getting more advanced and complicated everyday. Movie theaters are getting so expensive for families not to mention the price of snacks! Time to bring that theater experience home, stay in stay comfy and eat the all the snacks YOU want! Find a pro and ask the questions to get you started and let movie and gaming adventures begin.

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Heating and Air Conditioning

Ottawa homes and homeowners are subjected to some wildest variations of hot and humid to seriously deep bitter frigid cold temperatures. As homeowners we are faced with maintenance, breakdowns, upgrades, repairs and needing new installations. This is a great area to have your needs met by Ottawa's HVAC specialists.

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Architecture

Looking to find an architect? How do you choose one? Where do you start? Ask an expert!

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Bathroom

Ask questions to contractors, share tips, mistakes you learned the hard way or just want to know where to begin on a bathroom reno or repair.

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Brickwork and Masonry

Hitting the bricks? Ask a contractor for help, find tips, share ideas about brickwork and masonry.

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Building a Home

This topic is for those who are looking into new home builds or are in the process and have more generic questions about the process, suppliers, materials or looking for a contractor. If you have a specific question about roofing, foundations or anything in between post in those specific categories.

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Cleaning

It's the one thing we all have to do but sometimes we don't have the time or the job is too big and you just need a big ugly mess go away. You have your blood sweat and tears to a big reno or home job and no energy left to tackle a big mess. So whether you are looking for help on residential cleaning, need temporary help or you have an industrial strength mess post your questions here. Unless it's hazardous material if that's the case head over to the hazardous material topic.

This topic for now covers all kinds of cleaners and cleaning solutions.

 

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Concrete

Want to ask a concrete question and get a concrete answer then post it here.

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Decks and Gazebos

Whether you are starting from scratch or you want to extend or repair a deck or gazebo post your questions to local Ottawa contractors here.

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Demolition and Removal

Before you start tearing things apart, breaking down walls that may present safety issues ask a local contractor for advice. In this topic you can also post questions about removal of materials. If you have questions about hazardous wast removal or related questions post them in the Hazardous materials topic.

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Drywall

Building a wall seems all the rage these days but sometimes at home it can simply help to divide up a space. Maybe you have a wall that has had more than a few bad days and needs some tlc. Post here and get the help you need from local experts.

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Electrical

Electrical work is one of the most important things in your home to be done well and safe. Post your questions for local Ottawa contractors here and find the help you need.

Electrical work is serious stuff so find a local professional because ...damn! You don't want to get this one wrong.

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Fences, Barriers and Screens

Whether you are looking for a whole new fence , barrier or screen post your questions and get help from your Ottawa contractor or handy person.

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Fire, Smoke, Water Damage

These are some of the hardest things to clean up and deal with and the Ottawa area has many trained experts standing by with their years of experience to answer your questions, and help you with your cleanup and restoration. These kinds of accidents can lead to mold and different toxins that you don't want to make contact with or breath so let the pro's help you.

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Flooring

So many types, ceramic, laminate, vinyl, tile, or carpeting there are so many things to consider to get things done well and looking amazing. Post your questions big or small and find the answers you are looking for.

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Foundations

A solid foundation for a structure is probably the single most important aspect of it's longevity and stability. Post questions here about foundation repair, maintenance extensions, new foundations, sealing and more.

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Hazardous Materials

Want to ask a question about what to do with hazardous waste, removal, storage or cleanup post it here.

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